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Spousal IRA
What does it mean?
A traditional or Roth IRA established and funded by an individual for his/her spouse.
In Other Words...
These plans are typically set up when the spouse has little or no income, as they provide added benefits in that case. The contribution limits and eligibility requirements are the same for a spousal IRA as they are for a regular IRA.
Related Links
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Related Terms
In-Service Withdrawal | IRA | IRA Adoption Agreement and Plan Document | IRA Conversion | Non-Qualified Distribution | Ordering Rules | Qualified Distribution | Recharacterization | Reconversion | Required Minimum Distribution | Roth IRA | Triggering Event
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